Is your car dealer ripping you off - or should I buy my extended car warranty online?

Car dealers are a necessary evil. They are a part of the fabric that holds our country together. Want a new or used car, most often you will also need to visit a car dealer.

Now we don't want to lump all car dealers into a certain category of businesses because there are many outstanding dealerships around. And we hope that if you're looking for a new or used car that your shadow will cross their threshold.

This said, what about those add-ons that many car dealers push? Chief among them being an extended car warranty. A good salesperson will make every effort to add this extended car warranty to your car's invoice. Do you have any options? Why, yes you do. You can buy an extended car warranty on the Internet. In fact, as many people are learning, not only are they available on-line but often you can get either better coverage or pay less than if you purchased your extended car warranty from a dealer.

If you decide to purchase your extended car warranty on-line you still must pay attention to what you're buying. Just as there are car dealers who will take advantage of you there are Internet businesses that will do the same thing. How can you protect yourself? Here are some tips:

• Do your research. Simply enter extended car warranty into the search box of your favorite search engine and wait for the results. You'll get back information on all of the on-line extended car warranty companies doing business on-line. Spend some time reviewing each one, you'll be surprised how much you'll learn.
• Check out consumer reviews of the various programs. How to do this? There are a couple of resources. Once again go back to your favorite search engine and enter in the search box the term extended car warranty forums. These forums are consumer driven sites where people just like you and me can exchange information about extended car warranties.
• Once you've narrowed your selection down to two or three plans spend an afternoon asking the service managers of dealerships and auto mechanics shops if they accept the coverage offered by your selections. If you find that they won't do work under certain plans ask them to refer you to one or two that are legitimate.
• Be prepared to shop for the best coverage you can afford from the best companies offering the coverage. A good plan may cost you $300, $400, or more per year. What is your time worth? Take your time and obtain the best on-line extended car warranty you can find.

Buying on-line makes sense when you have reason to believe that the extended car warranty offered by your dealer is a bust or simply too expensive.

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