Warranty plans from just $19/month. Protect yourself from costly repairs.
- Auto Warranty: Save yourself the fear and agony of expensive car repairs that are needed after your auto warranty has expired. Our programs offer discounted rates on extended auto warranties with benefits including roadside assistance, rental car coverage, and more.
- Home Warranty: Buying a home warranty is the best way to protect yourself against unexpected costly repairs. There's no need to search for a credible contractor. Someone who won't keep you waiting or overcharge you. Our services are available 24 hours a day, 365 days a year from a licensed, pre-screened local contractors. Here's the best part: if it can't be fixed we will have it replaced (based on the terms of the contract).
Consumer Recommended Home Warranty and Automotive Warranty Plans
A warranty is a guarantee of the reliability of a product, under normal conditions of use. In the past, warranties were only available from the original manufacturer of a product or provider of a service. Today multiple types of warranties exist that are offered from separate third parties. Two of the largest areas of growth in third-party warranties are home and automobile warranties.
Let's tackle the larger of the two first. Home warranties are service contracts that cover the repair and replacement costs of home appliances or major systems in you home. Unlike the name suggests, home warranties do not cover home repairs, just the appliances and major systems such as heating. Some providers do allow you to take out optional coverage on items such as your roof and septic tank system.
You are buying a service and peace of mind with a home warranty contract. When an appliance or system breakdowns in your home, you know exactly who to call to fix it. Depending on your coverage, you may need to pay a deductible for each service call.
The best home warranty policy for you will really depend on your individual needs and which companies offer service in your area. However, the following five companies have been rated highly with consumers:
- Blue Ribbon Home Warranty
- Sensible Home Warranty
- Advantage Home Warranty
- Old Republic Home Warranty
- Fidelity National Home Warranty
Blue Ribbon Home Warranty provides four basic different types of home warranty contracts. Their premium prices range from $75 for a custom 14 month contract to $1,350 for a 10 year protection plan on a new build property. All plans have a $55 deductible. However, they only cover policies for residential homes in the state of Colorado. Blue Ribbon Home Warranty was rated so high by customers that we thought they were worth including in the list.
The next company is Sensible Home Warranty. They also offer four basic plans. There is a basic alliance plan, a general system plan, an essential plan, and a complete plan. The coverage for each plan matches what the name implies, with the essential plan not covering your washer, dryer, A/C, and refrigerator. Their prices are not available without contacting them directly. However, current customers have stated that their premiums are in the $275 to $300 range with a $50 deductible.
Advantage Home Warranty is a company that is based in South Carolina and has most of their business in the Southeast. Their exact plan details are not available unless you submit a request for quote. However, their customers have said their premiums are in the $450 to $500 range and that repair calls are subject to a deductible of $40.
Old Republic Home Warranty has been offering contracts since 1974. The coverage and price plans that they offer vary from state to state. They also offer plans with different deductible levels. Plan prices are in the range of $355 to $600 with deductibles in the $55 to $100 range. They do not offer coverage in some northern states.
Finally, Fidelity National Home Warranty offers home warranty contracts to customers on the West Coast, in Texas, and in Colorado. Their plan options vary by state. However, price plans are generally in the range of $300 to $350 with deductibles of $55.
Now that we have covered home warranties. Let's look at automotive warranties, which are often called extended warranties.
An extended automotive warranty is a plan that covers the cost of repairs on your vehicle beyond the period of the original manufacturer's warranty. Every new car or truck comes with a standard warranty from the manufacturer. At some point, your manufacturer warranty will run out, and you may want to continue to have your car or truck covered by some sort of policy. Like with the home warranty, you are buying convenience and peace of mind.
Standard warranties are always offered by the original manufacturer. Extended warranties are offered by many different companies, including the original manufacturer. There is a large variation in what is and is not covered in extended warranties, depending on which company is offering the warranty contract.
The automotive warranty policy best for you will really depend on your individual needs. However, the following five companies have been rated highly with consumers:
- Warranty Direct
- Nation Warranty Corporation
- Warranty Warehouse
- 5 Star Warranty
Warranty Direct offers nationwide services to customers. They also offer roadside assistance with their warranties and allow customers to make an unlimited number of claims on their policies. They currently have over two million customers nationwide and offer a money-back guarantee if you are not satisfied with their service.
Nation Warranty Corporation is based in Florida. They offer warranty plans to all states except California. They are a family owned and operated company and have been in the automotive warranty business since 1988. They are liked by customers because they do not use high pressured sales tactics.
Warranty Warehouse guarantees their prices are the lowest available and will price match if you find the same plan at a lower price. They provide a network with over 25 years experience for their customers.
5 Star Warranty is the on-line branch of an insurance company that has over 100 years' experience. They have been offering automotive warranties to customers since 2000. They offer free roadside assistance and will pay most claims directly to the repair facility.
Finally, CarChex is a company that will search extended warranty plans and find the best one that is suited for you. They can offer plans in all 50 states and most of these are backed by A rated insurance. A warranty search company such as this is not for everyone. However, they can save you the time, and this one in particular is known by its customers for not employing high pressure sales tactics.
Plan prices depend on the make, model, and age of your car. So, we cannot compare prices for the automotive warranty companies listed.